Florida Workers' Compensation Insurance
Work Comp Specialists (The Campbell Agency) is the largest insurance agency in Florida dedicated solely to workers’ compensation insurance for Florida employers.
We are in independent agency that specializes 100% in Florida workers’ compensation insurance and we provide our employers their coverage at the lowest possible price. We have spent the past twenty years helping clients that range from those that are brand new in business to seasoned companies with hundreds of employees.
At Work Comp Specialists/The Campbell Agency we don’t just know Florida workers’ compensation insurance – we share our knowledge and understanding with our clients through personal consulting, helpful seminars, informative newsletters, and monthly safety topics, all with the goal of minimizing your premiums.
We are committed to:
- Finding all possible premium reductions for each individual client.
- Providing personal, one-on-one service to our clients.
- Providing real people to answer questions and provide information.
- Client Satisfaction. Work Comp Specialists has a 98 percent client retention rate.
Finding discounts, credits, and mistakes in your workers’ compensation insurance should be no accident. At Work Comp Specialists, we make it our business – our exclusive business – to ensure our clients have the lowest Florida workers’ compensation premiums possible.
We offer two guarantees to our clients who favor us with their Florida workers’ compensation insurance business.
First, we will identify the real cost factors to you and explain these in a fashion you can understand and execute methods to save you profits. We will deliver these results for you without you even asking. It is our service promise.
Secondly, we will earn our commission that is paid to us. Your current agent makes about 10% of the annual premium you pay in commission.
Do they earn it? How?
We earn the commission you pay us by delivering knowledge and executing methods to attack these cost factors.
You pay for this… you deserve this from your partner. We hope you will choose us to be that partner to manage the expense so that you can move forward in building your profitable business enterprise.
To get a quick and easy quote, click here.
Meet Our Specialists
The Campbell Agency / Work Comp Specialists

Kevin Campbell, Chief Executive Officer
Kevin Campbell is a graduate of the University of Arkansas, BSBA ’80, with a major in Insurance and Marketing. His family has an eighty (80) year history in sales, management, and ownership of insurance agencies. He has twenty-seven years of experience in sales and management of insurance. He founded The Campbell Agency in 1991, specializing in finding solutions for employers with their workers’ comp expense. Kevin is also an author of two books on saving money on workers’ comp.

Liz Ivey, President
Liz has been employed with The Campbell Agency since March 1998 and was named President in December of 2006. Liz is a licensed agent and specializes in all aspects of workers’ comp.

Terri Kasey, Audit / Experience Mod Specialist
Terri has been employed with The Campbell Agency since May 22, 2000. With a Bachelor's Degree in Business Administration, Terri reviews all audits for accuracy and submits to carriers for revision as required. She oversees accounts under Cancellation. She also assists with the filing of exemptions including Construction Exemptions renewals.

Mary Wilson, Corporate Secretary
Mary is a licensed agent responsible for all new business and works as a liaison between the producers and carriers. She has been with The Campbell Agency since 2004 and was named Corporate Secretary in 2010. She oversees all loss sensitive accounts.

Kian Ostovar, Agent / Work Comp Specialist
Kian has been an agent with Work Comp Specialists since 2005 and works out of the Gainesville, Florida office. As a graduate of the University of Florida, Kian has developed a passion for helping his clients control the high cost of Work Comp coverage. His philosophy is simple, “Work Comp insurance is too big of an expense for a business not to have it handled by a Specialized Agent.”

Janie Freeman CSR / Drug Free Specialist
Janie has been the voice of The Campbell Agency/Work Comp Specialists since 2008. She specializes in certificates of insurance, workplace safety and drug free policies, history checks and administers our online certificate service 24/7.

Angela Cyrus Claims Specialist / Administrative Assistant
Angela has been with The Campbell Agency/Work Comp Specialists since moving to Panama City Beach in 2009. Prior to relocating to Northwest Florida, she and her husband operated a small painting business on the East Coast. Angela handles all aspects of claims. She works individually with the insured(s), insurance carriers and producers to manage the overall progress of reported claims.